Posted on Andy TJune 21, 2026.Trustindex verifies that the original source of the review is Google. Tier One and Attorney Shiva Bhaskar were extremely helpful in connecting me with the right attorneys for my legal matter. After speaking with a few attorneys and not getting very far, I reached out to Shiva. He was responsive, thoughtful, and took the time to understand my situation before pointing me in the right direction. I appreciated his professionalism, knowledge, and willingness to help. If you're looking for someone who genuinely cares and can help connect you with the right legal resources, I highly recommend reaching out to Shiva and his team.Posted on Mara K. Martínez-HewittMay 14, 2026.Trustindex verifies that the original source of the review is Google. Very helpful recommendations! Super sweet people.Posted on Randy SearleApril 22, 2026.Trustindex verifies that the original source of the review is Google. I had an onboarding call with Tier One attorney Shiva Bhaskar yesterday, and I was unbelievably impressed by Shiva's competence, thorough offhand subject knowledge and professionalism. He gave me direct solutions to my repair issues at no charge - and even when I directly asked "Hey, can I send you some money?" he politely refused, so confident was he that I did not need his services. You can't find this kind of integrity much anymore in the world, but I am deeply appreciative when I do. Go nowhere else, this is the answer you've been looking for.Posted on Zachry SmithwickMarch 26, 2026.Trustindex verifies that the original source of the review is Google. It was a true pleasure working with Shiva. After hearing about my situation with a wrongful collection Shiva went out of his way to help me and guide me to the process. Due to his efforts my credit score increased by over 200 points in a matter of months and I never had to deal with or pay the wrongful collection agency again. He is very knowledgeable on the matter and an expert when it comes to credit disputes and dealing with collection agencies, I truly recommend him for anyone struggling with wrongful collections, agencies, or credit issues as his work enabled me to fix my credit score and provide the means to provide for my family. The process was smooth and simple and in just two weeks all the needed work was done and in two months my credit score was completely fixed with no problems at all. 10 out of 10 service.Posted on Jeff DevollMarch 20, 2026.Trustindex verifies that the original source of the review is Google. Shiva at Tier One Credit is very knowledgeable and helped me with several tough collections, greatly appreciate his expertise & communication throughout the process. Highly recommended!Posted on Dane DuncanMarch 14, 2026.Trustindex verifies that the original source of the review is Google. Shiva was very helpful in explaining what options I had after a credit bureau incorrectly reported information in my credit report. He also recommended a law firm in my state to follow up on the matter. It's definitely worth reaching out for advice.Posted on Moua Tao ChaFebruary 24, 2026.Trustindex verifies that the original source of the review is Google. Highly recommend working with Shiva for any credit repair services! I’ve been working with him since April 2025 and his expertise has significantly aided in improving my credit situation. He was able to successfully dispute inaccuracies on my credit report through persistent negotiation with the credit bureaus. Despite the complexities of my case, Shiva connected me with a qualified attorney and has maintained consistent communication til this day. Overall, Shiva has been a pleasure to work with and I have had nothing but a great experience. He’s responsive, knowledgeable, and informative.Posted on Bashar HamadFebruary 20, 2026.Trustindex verifies that the original source of the review is Google. I’ve referred several of my clients to Shiva Bhaskar at Tier One Credit, and every single experience has been outstanding. Shiva consistently delivers results and goes above and beyond to make sure clients are taken care of properly. He is extremely responsive, communicates clearly throughout the entire process, and brings a wealth of knowledge and expertise to the table. My clients always feel informed and confident working with him — and most importantly, he gets the job done. If you’re looking for someone reliable, professional, and truly skilled in the credit industry, I highly recommend Shiva.Posted on Virginia RicmondFebruary 18, 2026.Trustindex verifies that the original source of the review is Google. I am very grateful to the team at Tier One Credit. I have been dealing with identity theft for years. I found this firm online, and they are helping me dispute and resolve the accounts that are not mine. It has been tough getting my credit reports in the first place, which they helped with. Attorney Shiva is very hands on - I could not get the reports till he got involved. I am looking forward to getting the accounts removed, and if not taking these companies to court. I am glad that law firms like these people exist. I am blesses to have found them.Posted on Nathan StullFebruary 18, 2026.Trustindex verifies that the original source of the review is Google. Shiva Bhaskar and his team at Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of purchasing the home we had been renting. I whole heartedly recommend Shiva and his team. - NathanLoad more
About 1 out of 3 of credit reports contain errors. Our FREE Errors & Lawsuit Review will clarify your options: If you have an FCRA case or something else. Our goal is maximize your credit scores and pinpoint violations that can get you paid & ultimately removes the negative account.
All clients are represented by a lawyer. Accurate credit reports involves the use of powerful federal and state laws- including the Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA). We get clients paid for violations- with $0 out of pocket.
We’ve delivered greater value and resolved more challenges for clients than any other consumer credit law firm! Clients are assigned a lawyer who knows the law- especially erroneous credit reports. $0 upfront. $0 out of pocket. We are paid by the people who made the mistake, not you our client.
We will analyze all your 3 credit files. We will be looking for errors in items like identity theft, wrongful accounts, charge-offs, mixed credit files- Any major mistakes/ errors are a violation of the law.
Unlike "credit restoration" companies, our law firm work with other law firms that serves as a second set of eyes in the credit repair process. Ex. Courts, CFPB etc.
Mistakes? Then, letters are sent to your creditors directly. The letters are always sent via certified mail. Including: disputes, appeals, validation requests, and goodwill intervention. $0 Charge.
If you have 1 or 1000 mistakes on your credit reports, we will work on correcting them all. We work on removing any and all errors.
Additional legal documents are sent to the 3 credit agencies (Transunion, Equifax, and Experian) for immediate verification, updates, deletions, and/or corrections.
True, the lawsuit process is long, takes months and years- depending on big the mistakes are and how hard those we sue for you, fight back in court. Us and our referral partners will keep you up to date.
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When done properly, credit errors litigation is one of the most effective strategies for restore your credit. By law, everything which appears on your credit report must be 100% accurate, verifiable, and timely. If not, it must be deleted- or sue!
Our system focuses on diving deep into your credit files, to find out all errors/ mistakes, crafting the most effective approach to challenging and ultimately removing your negative credit items. Including initiating lawsuits.
Schedule your free credit analysis to find out exactly how we can help you realize your dreams.