Posted on Jeff DevollMarch 20, 2026.Trustindex verifies that the original source of the review is Google. Shiva at Tier One Credit is very knowledgeable and helped me with several tough collections, greatly appreciate his expertise & communication throughout the process. Highly recommended!Posted on Dane DuncanMarch 14, 2026.Trustindex verifies that the original source of the review is Google. Shiva was very helpful in explaining what options I had after a credit bureau incorrectly reported information in my credit report. He also recommended a law firm in my state to follow up on the matter. It's definitely worth reaching out for advice.Posted on Moua Tao ChaFebruary 24, 2026.Trustindex verifies that the original source of the review is Google. Highly recommend working with Shiva for any credit repair services! I’ve been working with him since April 2025 and his expertise has significantly aided in improving my credit situation. He was able to successfully dispute inaccuracies on my credit report through persistent negotiation with the credit bureaus. Despite the complexities of my case, Shiva connected me with a qualified attorney and has maintained consistent communication til this day. Overall, Shiva has been a pleasure to work with and I have had nothing but a great experience. He’s responsive, knowledgeable, and informative.Posted on Bashar HamadFebruary 20, 2026.Trustindex verifies that the original source of the review is Google. I’ve referred several of my clients to Shiva Bhaskar at Tier One Credit, and every single experience has been outstanding. Shiva consistently delivers results and goes above and beyond to make sure clients are taken care of properly. He is extremely responsive, communicates clearly throughout the entire process, and brings a wealth of knowledge and expertise to the table. My clients always feel informed and confident working with him — and most importantly, he gets the job done. If you’re looking for someone reliable, professional, and truly skilled in the credit industry, I highly recommend Shiva.Posted on Virginia RicmondFebruary 18, 2026.Trustindex verifies that the original source of the review is Google. I am very grateful to the team at Tier One Credit. I have been dealing with identity theft for years. I found this firm online, and they are helping me dispute and resolve the accounts that are not mine. It has been tough getting my credit reports in the first place, which they helped with. Attorney Shiva is very hands on - I could not get the reports till he got involved. I am looking forward to getting the accounts removed, and if not taking these companies to court. I am glad that law firms like these people exist. I am blesses to have found them.Posted on Nathan StullFebruary 18, 2026.Trustindex verifies that the original source of the review is Google. Shiva Bhaskar and his team at Tier One Credit helped my wife and I straighten out issues with the reporting of our education loans to the credit bureaus. The followup and timely updates helped us achieve our goal of purchasing the home we had been renting. I whole heartedly recommend Shiva and his team. - NathanPosted on Jason MooreJanuary 25, 2026.Trustindex verifies that the original source of the review is Google. I run a nationwide consumer advocacy organization and have worked with Shiva Bhaskar on complex cases involving Fair Credit Reporting Act violations, particularly identity theft matters that require litigation or arbitration. Shiva taught me how to identify FCRA violations and build them into strong cases. His legal expertise is extensive, but what sets him apart is how he mentors. He creates an environment where his mentees can collaborate, share experiences, and learn from each other. That approach multiplies the value for everyone involved. Beyond the technical knowledge, Shiva is genuinely a good human being. He always makes time to answer questions, never judges, and consistently brings out the best in the people around him. When my clients face serious credit reporting errors that require legal intervention, Shiva is the attorney I trust to handle their cases. If you need an attorney who understands consumer protection law and actually cares about the people he serves, Shiva Bhaskar is the one to call.Posted on Tony RodriguezJanuary 22, 2026.Trustindex verifies that the original source of the review is Google. I had several legal questions and needed guidance on different options, and Shiva Bhaskar was incredibly helpful from start to finish. Shiva took the time to thoroughly explain everything, break down my options, and help me understand the best paths forward. His knowledge, clarity, and honesty helped make a very stressful situation, easier to navigate. What really stood out was how genuine and invested he was in helping, rather than making me feel like any other client. If you’re looking for someone who truly cares and goes above and beyond, I highly recommend Tier One Credit.Posted on JulianJanuary 9, 2026.Trustindex verifies that the original source of the review is Google. I highly recommend Tier One Credit to anyone who needs help with their credit or anything else. I have no doubt Shiva would be able to send those who need assistance in the right direction. I will definitely be referring clients to Shiva and his team. Since I first connected with Shiva, he immediately relieved my stress levels regarding my situation. I was at the point of giving up and felt so defeated, but he instantly started providing solutions and I have already seen positive results. The level of genuine care, attention and professionalism has brought so much reassurance to me. I know he will do the same for anybody in need of support. If are looking for help with you credit situation, I wouldn't recommend anyone else. Thank you so much for your help Shiva! I will forever be grateful to you sir! God Bless!Load more
About 1 out of 3 of credit reports contain errors. Our FREE Errors & Lawsuit Review will clarify your options: If you have an FCRA case or something else. Our goal is maximize your credit scores and pinpoint violations that can get you paid & ultimately removes the negative account.
All clients are represented by a lawyer. Accurate credit reports involves the use of powerful federal and state laws- including the Fair Credit Reporting Act (FCRA), and Fair Debt Collection Practices Act (FDCPA). We get clients paid for violations- with $0 out of pocket.
We’ve delivered greater value and resolved more challenges for clients than any other consumer credit law firm! Clients are assigned a lawyer who knows the law- especially erroneous credit reports. $0 upfront. $0 out of pocket. We are paid by the people who made the mistake, not you our client.
We will analyze all your 3 credit files. We will be looking for errors in items like identity theft, wrongful accounts, charge-offs, mixed credit files- Any major mistakes/ errors are a violation of the law.
Unlike "credit restoration" companies, our law firm work with other law firms that serves as a second set of eyes in the credit repair process. Ex. Courts, CFPB etc.
Mistakes? Then, letters are sent to your creditors directly. The letters are always sent via certified mail. Including: disputes, appeals, validation requests, and goodwill intervention. $0 Charge.
If you have 1 or 1000 mistakes on your credit reports, we will work on correcting them all. We work on removing any and all errors.
Additional legal documents are sent to the 3 credit agencies (Transunion, Equifax, and Experian) for immediate verification, updates, deletions, and/or corrections.
True, the lawsuit process is long, takes months and years- depending on big the mistakes are and how hard those we sue for you, fight back in court. Us and our referral partners will keep you up to date.
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When done properly, credit errors litigation is one of the most effective strategies for restore your credit. By law, everything which appears on your credit report must be 100% accurate, verifiable, and timely. If not, it must be deleted- or sue!
Our system focuses on diving deep into your credit files, to find out all errors/ mistakes, crafting the most effective approach to challenging and ultimately removing your negative credit items. Including initiating lawsuits.
Schedule your free credit analysis to find out exactly how we can help you realize your dreams.